give us a call<\/a> and we look forward to seeing you soon. Thank you.<\/p>\n","protected":false},"excerpt":{"rendered":"Transcript:<\/p>\n
Hello, this is bankruptcy attorney Jeff Kelly, and today is August the 27th 2019. Today I\u2019m going to talk about how fast you can file a bankruptcy case. Now, the short answer to this question is that in most cases, we can file a bankruptcy case in about three hours, if the bankruptcy attorney has a prepared client, sitting live in the office in front of them. Now, I\u2019ve been practicing for over 21 years, I\u2019ve got seven offices, five attorneys and about 20 staff members. If there is any law firm on planet Earth, that can move at the speed of light to file a consumer bankruptcy case, it is us. We\u2019ve got the people power, and we\u2019ve got the software to get the job done.\u00a0<\/p>\n
However, the question behind the question is this. Do you really need to file a bankruptcy fast? Is it really an emergency? I\u2019ll be honest with you, I hate filing emergency bankruptcy cases. Let me tell you why. My goal as a bankruptcy attorney is to do a fabulous job for all of my clients, for them to feel very good about what we do, to feel good about the results that we achieve, and then to go out and send all of their friends and family to us and help make my business even stronger. When you file an emergency case, I think you\u2019re more likely to hit bumps. It\u2019s really good to take time to think about these options to make sure you feel good about filing and that there\u2019s no regrets after your file. So, I like to explore and sit down with somebody go through their income, go through their budget, go through all of their assets, and look for anything that might possibly blow up their case. I get it that when a creditor is coming down on you like a ton of bricks, there\u2019s pressure, and you want the pressure to stop. A lot of people come to the office, and they think they\u2019ve got to get a case number immediately. And the real truth is, they don\u2019t. You know, here\u2019s the most classic example is that a creditor is calling people on the phone, 24 hours a day, seven days a week, saying I\u2019m suing you, I\u2019m suing you, I\u2019m going to take away everything you own, and people are people are like, \u201cMy gosh, I\u2019ve got to do something right now!\u201d Well, the truth is, in the state of Georgia, when somebody does file a lawsuit against you, you\u2019ve got 30 days to respond. So it\u2019s not like they can do anything to you tomorrow, or even the next day. You do have time to think about things. And it\u2019s a really good thing to contemplate your options before you pull the trigger on a bankruptcy case.<\/p>\n
Let me give you an example of somebody who could make a really huge, ginormous mistake by filing a chapter 7, and that is somebody with a significant amount of equity in their house. Now, under Georgia law, a married couple can exempt a maximum of $43,000 in equity, and a single person can exempt a maximum of 21,500. Now, here we are in 2019 and real estate values have been shooting through the roof and sometimes a lot faster and a lot higher than the owners of these houses realize. So it is possible that you could file a Chapter 7 case and think your house is worth $150,000 and Doggone it, it’<\/p>\n","protected":false},"author":1,"featured_media":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"sync_status":"failed","episode_type":"","audio_file":"https:\/\/episodes.castos.com\/5f9b51bcb328e0-44228460\/how-fast-can-I-file-a-bankrutpcy.mp3","castos_file_data":"","podmotor_file_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"8.27M","filesize_raw":"8667750","date_recorded":"","explicit":"","block":""},"tags":[],"series":[21],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"episode_featured_image":false,"episode_player_image":"https:\/\/kellybankruptcy.com\/wp-content\/plugins\/seriously-simple-podcasting\/assets\/images\/no-album-art.png","download_link":"https:\/\/kellybankruptcy.com\/podcast-download\/607\/how-fast-can-i-file-bankruptcy.mp3","player_link":"https:\/\/kellybankruptcy.com\/podcast-player\/607\/how-fast-can-i-file-bankruptcy.mp3","audio_player":null,"episode_data":{"playerMode":"dark","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"stitcher":{"key":"stitcher","url":"","label":"Stitcher","class":"stitcher","icon":"stitcher.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"","label":"Spotify","class":"spotify","icon":"spotify.png"}},"rssFeedUrl":"https:\/\/kellybankruptcy.com\/feed\/podcast\/kelly-bankruptcy","embedCode":"
How fast can I file bankruptcy?<\/a><\/blockquote>