January 24, 2024

How to Navigate Reaffirmation Agreements and Keep Your Car in Chapter 7 Bankruptcy

Want to keep driving your wheels after bankruptcy? Tune into this week’s episode of the Georgia Bankruptcy Podcast with Attorney Jeff Kelly as he breaks down everything you need to know about reaffirmation agreements.

Filing Chapter 7 bankruptcy doesn’t necessarily mean you have to give up your car or home. By signing a reaffirmation agreement, you agree to continue making payments and remain obligated to the debt. Attorney Jeff will explain how these agreements work, when it does or doesn’t make sense to sign one, what interest rates to watch out for, and more. You’ll also learn that contrary to popular belief, clearing debt with Chapter 7 can improve your chances of getting future auto loans since you can’t file again for 8 years.

If you’re worried about your car loan and considering bankruptcy, this info could be a lifesaver. Don’t navigate this tricky process alone! Listen to Attorney Jeff’s expert advice now so you fully understand your options. The first step to financial freedom starts with the right information. Get it by tuning into the Georgia Bankruptcy Podcast today!

Other subjects we covered on the show:

  • The truth about keeping “nice things” after Chapter 7 – get the facts behind those stories of people filing and still driving fancy cars.
  • When creditors actually force you to return secured property (rare – Jeff shares his insider experience).
  • Thinking long-term: How reaffirmation agreements can inhibit future goals like buying a house.
  • What to do when up against signing deadlines – don’t wait till the last minute!
  • Rebuilding credit myth vs. reality – why filing Chapter 7 puts you in a better position to get loans.
  • Life after bankruptcy – the vast majority recover and are able to buy cars/homes despite bankruptcy history.

AND MORE TOPICS COVERED IN THE FULL INTERVIEW!!! You can check that out and subscribe to YouTube.

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