November 22, 2023

Opting Out of Chapter 13 Bankruptcy: The Fallout Explored

In this precisely focused episode of The Georgia Bankruptcy Podcast, Jeff Kelly, an esteemed consumer bankruptcy attorney, deep dives into the rarely traversed territory of voluntary Chapter 13 bankruptcy dismissals. Drawing from his 25 years of experience and real-life client examples, he outlines reasons people consider this drastic measure and the accompanying repercussions.

The podcast explores a case where clients desired to abandon a successful bankruptcy plan to purchase their “dream home,” pushing their budget to the extremities. Jeff stresses the criticalness of informed decision-making, citing potential outcomes like immediate repossession of assets—like cars—paid through Chapter 13 if the case is dismissed.

Other subjects we covered on the show:

  • An overview of voluntary dismissal of Chapter 13 bankruptcy.
  • Client’s rights and options in voluntary dismissal situations.
  • The potential for stretching personal financial boundaries in spontaneous situations.
  • Responsibilities of a bankruptcy attorney in voluntary dismissal scenarios.
  • The immediate implications for your assets post-Chapter 13 dismissal.

If you want to know more about Jeff Kelly and The Georgia Bankruptcy Podcast, you may reach out to him at:

AND MORE TOPICS COVERED IN THE FULL INTERVIEW!!! You can check that out and subscribe to YouTube.

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